Turning Experiments into Enterprise Value
Complete Household Intelligence
Transform fragmented customer data into complete household-level intelligence
with real-time signals, compliance monitoring, and actionable opportunities
2.1M
NZ Households Mapped
127/hr
Real-Time Signals
95%
Match Accuracy
90 days
To Production

🎯 The Market Opportunity

Critical Gap
87%
Have AI pilots but can't activate them
12%
Have achieved production deployment
76%
Of workers have zero AI training
46%
Stuck in exploratory phase

✨ Our Proven Results

Production Validated
15min → 2min
Process time reduction (Carter Holt Harvey)
95% → 8%
False positive rate for compliance
73%
Win rate vs 30% traditional
72hr → 2hr
SAR filing time reduction

🏢 Proven with Major Clients

Enterprise Validated
🏦
TSB Bank
Household-level intelligence
📡
Spark NZ
Data enrichment engine
📱
One NZ
Customer 360 platform
🏗️
Carter Holt Harvey
Process automation

🏗️ Four-Layer Architecture

Production-Ready
📊 Layer 1: Data Foundation
Proven data matching and enrichment engine successfully deployed for Spark, One NZ, and TSB Bank
🏠 Property Data Integration
Complete NZ property database with ownership records via Valocity
🔗 Household Linking
ML-powered matching with 95% accuracy linking individuals to households
📡 Real-Time Signals
127 signals per hour including property listings, sales, building consents
💍 Life Events Detection
Marriage certificates, births, deaths, address changes
Data Sources:
• Internal: CRM, transactions, service records
• External: NZ property database, LINZ records
• Streaming: Real-time property transactions
🧠 Layer 2: Semantic Model Layer
The trusted layer that defines business concepts consistently across the organisation
📋 Business Logic Standardisation
Consistent definitions for 'active customer', 'active product' across systems
🏠 Household 360° View
Complete household intelligence combining members, properties, relationships
👤 Customer 360° View
Individual profiles with product holdings, preferences, interaction history
📊 Consistent Definitions
Single source of truth for metrics, KPIs, and business rules
🔌 Layer 3: Model Context Protocol (MCP)
Connects AI agents to the semantic layer, enabling them to understand and interact with data effectively
📍 Data Location Services
Tells AI agents where to find customers, count product holdings, locate relationships
📖 Business Context
Explains business rules, calculation methods, data lineage
🔄 Query Translation
Converts natural language queries into semantic layer operations
🔒 Access Control
Enforces data security, privacy rules, and compliance requirements
🤖 Layer 4: AI Intelligence Layer (HouseholdAI™)
Specialised AI agents working together to uncover insights, turn them into opportunities, and surface them to users
🔍 Opportunities Agent
What are the possible opportunities for this household right now?
👤 Customer Context Agent
Who is this customer and how should we contact them?
🎯 Prioritisation Agent
Of all possible actions, what is the best thing to do now?
🎭 Orchestration Agent
Coordinates agent interactions, ensures governance and compliance
Optional Compliance Agents:
• Guardian Agent: AML monitoring, KYC verification, risk alerting
• Messenger Agent: Personalised marketing content generation

🔄 Data Flow Transformation

Unified Intelligence Layer
❌ BEFORE: Siloed Systems
📊
CRM System
Incomplete records
Manual export
💳
Core Banking
Different formats
CSV files
📧
Marketing
No integration
Email attachments
⚖️
Risk/Lending
Separate database
No sync
⬇️ Manual integration, data silos, weeks of delay ⬇️
✅ AFTER: Household 360™ Intelligence Layer
🧠
Household 360™ Intelligence Layer
Real-time sync • Enrichment data • Unified intelligence
📊
CRM
✓ Real-time sync
💳
Banking
✓ Live integration
📧
Marketing
✓ Auto-enriched
🏠
Property Data
✓ NZ-wide coverage
⬇️ AI-powered processing • Instant insights ⬇️
🎯
Command Centre
Complete intelligence
Real-time dashboard
📱
Smart Alerts
Prioritised opportunities
Next best action
🚀
Auto Engagement
CRM integration
Workflow triggers
🛡️
Compliance
100% coverage
Automated monitoring

🤖 HouseholdAI™ Agent Network

Production-Ready AI

AI agents at every step of household revenue generation

All trained on New Zealand's only household intelligence data universe

🔍
DISCOVER
The signal hunting agent that never sleeps
What It Does:
  • Monitors 50+ signal sources in real-time
  • Auto-captures life events before competitors know
  • Fills in the blanks for any household
Signals Captured 127/hr
Detection Rate 98%
📊
ENRICH
Your Household 360™ matching engine
AI-Enhanced Matching:
  • Waterfall enrichment across 6+ sources
  • AI inference for household composition
  • Property portfolio mapping
  • Financial exposure calculation
Households Enhanced 89/hr
Match Accuracy 95%
💡
IDENTIFY
Auto-surface households ready for engagement
From "Who" to "What Next":
  • AI-suggested households ranked by value
  • Success probability scoring
  • Opportunity context in one click
Opportunities Ready 47
Conversion Rate 42%
🎯
ACTIVATE
Personalised engagement that actually converts
High-Quality Inputs:
  • AI-generated personalised messages
  • Context-aware talking points
  • CRM workflow automation
Engagements Queued 23
Personalisation Score 94%
🛡️
GUARDIAN
Compliance monitoring and risk management
Built-in Compliance:
  • AML monitoring and pattern detection
  • KYC verification automation
  • Risk alerting with 89% confidence
  • Regulatory reporting (SAR filing)
Coverage 100%
False Positive Rate 8%
🎭
ORCHESTRATOR
Coordinates all agents and ensures governance
Self-Driving Pipeline:
  • Coordinates agent interactions
  • Validates agent outputs
  • Manages workflow sequencing
  • Ensures compliance and governance
Automation Level 90%
Uptime 99.9%

🔄 Self-Driving Revenue Pipeline

Fully Automated
From Signal to Success - No Human Touch Required
🔍
SIGNAL DETECTED
Property Listed
📊
AUTO-ENRICHED
Household Built
💡
AI-IDENTIFIED
Opportunity Scored
✍️
MESSAGE CREATED
AI-Generated
🚀
ACTION TRIGGERED
CRM Updated
📈
OUTCOME TRACKED
Success Measured

Automated Workflows Include:

• Lead Scoring: Based on household value and engagement history
• Opportunity Prioritisation: By success probability and revenue potential
• Engagement Sequences: With A/B testing and optimisation
• Performance Optimisation: Through continuous feedback loops
🎯 Intelligence Command Centre
Complete visibility across all household intelligence
🟢 All Systems Operational
$4.2M
Pipeline Generated Today
67
Households Engaged
42%
Success Rate (↑8% from last week)
28hrs
Time Saved This Week

Agent Network Status

🔍 Discover 127 signals/hour
📊 Enrich 89 households enhanced
💡 Identify 47 opportunities ready
🎯 Activate 23 engagements queued
🛡️ Guardian 100% compliance coverage
🎭 Orchestrator 99.9% uptime

🔥 Top Opportunities - AI Prioritised

3 Urgent
🏠 Smith Household - Property Listed
$1.2M
Signal: Remuera property listed yesterday • Currently holds $2,400 credit card • Competitor mortgage $1.2M
Context: 3 properties in portfolio • Daughter starting university • Refinancing opportunity
AI Recommendation: Call TODAY - 73% win probability • Estimated $18,000 annual savings
📅 Chen Household - Mortgage Anniversary
$800K
Signal: Fixed rate expires in 30 days • Currently 6.5% • Can offer 5.9%
Context: Investment portfolio valued at $2M • High net worth household
AI Recommendation: Prepare retention offer - 68% win probability
🏗️ Wilson Household - Building Consent
$400K
Signal: Building consent approved for Mt Eden property renovation
Context: Existing home loan of $650K • Good payment history • Property value increasing
AI Recommendation: Construction loan opportunity - 81% win probability
💍 Taylor Household - Life Event
$650K
Signal: Marriage certificate filed • Combined household formed
Context: First home buyer eligible • Pre-approved $650K • Viewing properties
AI Recommendation: First home loan package - 62% win probability

📡 Live Signal Feed

66 New This Hour
🏠 Property Listed - Johnson household
2 minutes ago • Ponsonby • $2.1M • High-value refinancing opportunity
📅 Mortgage Anniversary - Brown household
15 minutes ago • Due in 45 days • Retention risk: medium
🏗️ Building Consent - Kumar household
1 hour ago • Grey Lynn property • Extension valued at $350K
💼 Business Registration - Patel household
3 hours ago • New company formed • Business banking opportunity

💡 Pro Tip: The Discover agent monitors 50+ signal sources 24/7, capturing buying signals before competitors even know they exist. Set your criteria and let AI do the hunting.

❌ Before Household 360™

  • No household view: Can't see the full customer picture across products and family members
  • Reactive approach: Miss opportunities because signals arrive too late or not at all
  • Manual research: 4+ hours per opportunity researching customer background
  • Siloed systems: Data scattered across 10+ systems with no integration
  • Generic offers: One-size-fits-all marketing with low conversion rates (12-30%)
  • High false positives: 95% of compliance alerts require manual review
  • Compliance burden: 72 hours average SAR filing time
  • Limited visibility: Only see customers you already have, miss cross-sell opportunities
  • Delayed insights: Monthly reports that are outdated before delivery
  • High operational cost: Large teams needed for basic reporting and analysis

✅ After Household 360™

  • Complete household intelligence: See all relationships, properties, and financial exposure in one view
  • Proactive signals: AI identifies opportunities as they happen - property listings, life events, refix windows
  • 10-minute research: Complete household profile auto-generated with AI enrichment
  • Unified intelligence layer: All systems connected through real-time sync and enrichment
  • Personalised engagement: Context-aware messaging with 73% win rates
  • 8% false positives: AI-powered compliance with 90% automation
  • 2-hour SAR filing: Automated documentation and reporting
  • Full portfolio view: Know every property, mortgage, and relationship across the household
  • Real-time intelligence: Live signals and instant insights delivered to your team
  • 90% cost reduction: AI agents handle research, prioritisation, and engagement automation

📊 Impact Metrics

Proven Results
BEFORE
4 hrs
Research per opportunity
Win Rate
12-30%
Household 360™
AI-Powered Intelligence
AFTER
10 min
Research per opportunity
Win Rate
42-73%
Result: 15x Revenue Per Rep
More opportunities • Higher win rates • Less time • Better outcomes
Pricing That Scales With You
Choose the right tier for your organisation
Platform SaaS (70-80% margin) + AI Activation Services (40-50% margin)
Professional
Growth Tier
$8-12K
per month
  • Customer 360° (core module)
  • Up to 100K customer records
  • Basic household linking
  • Real-time signal monitoring
  • Standard enrichment sources
  • Opportunity identification
  • Basic AI agents (Discover, Identify)
  • Standard support (email, 48hr response)
Add-On Modules
Compliance Guardian
+$8-15K
per month
  • AML monitoring and pattern detection
  • KYC verification automation (412 checks/day)
  • Risk alerting (8% false positive rate)
  • Regulatory reporting (SAR filing)
  • PEP screening
  • Address verification
  • Transaction monitoring
  • Audit trail and documentation

🚀 AI Activation Services

Professional Services
Activation Assessment
$30-50K
4-week readiness assessment
  • Current state analysis
  • Pilot evaluation
  • Blocker identification
  • Activation roadmap
Rapid AI Activation
$75-150K
90-day pilot to production
  • Platform configuration
  • Data integration
  • Agent deployment
  • Team training
Enterprise AI Activation
$200K+
6-month enterprise transformation
  • Large-scale deployment
  • Custom agent development
  • Change management
  • Executive sponsorship
AI Excellence Programmes
$100K+
Ongoing capability building
  • Centre of Excellence setup
  • Continuous improvement
  • Advanced training
  • Best practice frameworks
The Household 360™ Promise
30 days
To deployment
🏠
50/hour
Households enriched
📈
3x
Conversion improvement
🔍
Zero
Manual research